When it comes to mortgage payments, having a strategy to save money can be simple. Here are a couple tips to help you on your way to financial freedom by controlling your mortgage payments. Have a variable rate mortgage? Try paying the monthly payment you would be paying if you
When shopping for a mortgage it’s hard to get “low rates” out of your head. Of course, you would like the lowest rate you can get, but focusing solely on one aspect of your mortgage is a common mistake many people make. Many mortgages with low rates often have a
If you’re thinking of selling your home and are looking to make some improvements that will increase the value of your home, this quick guide will help you stay on track to make your money go farther. Renovate Kitchen Having a modern kitchen with a fresh design and stainless steel
If you’re a first time home buyer and you need some help funding your down payment for your mortgage, using your RRSP is a convenient way to do that. The Home Buyers’ Plan allows you to withdraw funds from your RRSP before retirement so that you can purchase that dream home!
While the most common amortization period is 25 years, shorter and longer periods are available. Choosing the length of your amortization period will depend on a variety of factors that you will want to consider. While choosing a shorter period is tempting in order to pay off your mortgage faster,
I know it sounds crazy, but owning a home is a lot like being in a relationship. Sometimes you love your home, and other times you want to sell it and never look back. In the end though, it’s your home, and while you may look at other homes and
We all slip up sometimes, so don’t worry if you’ve done any of the following. Nobody’s perfect! A low credit score isn’t the end of the world. You can always work out a plan to bring your credit score back up; it’s never too late! So, for now, let’s take
Picture this; you find your dream home that has everything you ever wanted. You are happy with the hardwood floors, the beautifully finished basement, and the strikingly landscaped backyard. There’s only one thing that’s really bothering you. That darn vomit green colour themed kitchen keeps you awake at night. Tossing
You don’t have to break the bank and opt for spending thousands of dollars on home renovations. So, unless you’ve just won that 1.5 billion dollar Powerball jackpot, keep reading for easy and inexpensive ways that make a big impact on your home’s appearance. Get Rid of Clutter. While this
As we move ahead into 2016, you might be considering ways to rejuvenate and refresh certain aspects of your life. You might have already set up some resolutions, like losing those extra twenty pounds that have dominated your love handles, or just learning how to be a more positive person in
