Wealth Building and Planning

You want to grow your wealth, and we’re here to create the mortgage solution that helps you do it.

Grow Your Wealth We’ll Help You Build a Plan for Your Future

We’ll explore your short and long-term goals to create a comprehensive blueprint for financial success.

Our proactive approach will empower you to make smart decisions and give you the flexibility to handle unexpected costs, setting you up for financial success.

Helping you grow
Helping you grow
Helping you grow

Pay Less Interest Mortgages Designed to Save Your Money

Choosing the right mortgage product is a key step in building long-term wealth.

Make efficient
Make efficient mortgage payments

Structuring your mortgage with an accelerated payment plan reduces the amount you’ll spend on interest and can help you retire years earlier.

Boost interest savings
Boost interest savings

Building a mortgage solution with
no-penalty prepayments on the principal helps you reduce total compounded interest dramatically, keeping more money in your pocket.

Make interest rates
Make interest rates work to your advantage

We can create a mortgage solution that allows you to leverage your home’s equity for investments or consolidate high-interest debt at a much lower
interest rate.

Investing in Real Estate

Investing in Real Estate Put Your Equity to Work in an Income Property or Second Home

Whether you’re refinancing or a first-time homebuyer, we can create a mortgage solution that sets you up to invest in property, for your own pleasure or to generate income. Investment properties can include:

Family cottage

1

Family
cottage
Income property

2

Income
property
Commercial real estate

3

Commercial
real estate
Vacation home abroad

4

Vacation home
abroad
Build Long-term Wealth

Flexible Solutions Leverage Financial Products to Suit Your Needs

  • Maximize your financial flexibility
    Maximize your financial flexibility

    We can access unique products that help you plan for your kids’ education and your retirement, or include a home equity line of credit so you have cash flow to handle investments at a moment’s notice.

  • advantage of daily interest
    Take advantage of daily interest costs

    All-in-one banking products combine your mortgage with chequing and savings accounts, and can help you reduce your interest costs. As income flows into your account, it automatically reduces your total borrowed amount and daily interest costs.

Winning Reviews What our Clients are Saying on Google

Ankit N
Ankit N
May 2021
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It was absolute pleasure working with Gagan at Mortgage Winners. He was able to refinance my property quickly and was able to find me the best rate based on what I was looking for within the mortgage, all the while acting in a professional and responsive manner. I would totally recommend his services to anyone in need of a mortgage 🙂
Kirtan Patel
Kirtan Patel
December 2020
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Gagan and Julia were great throughout the process. They worked very closely with us to fully understand our needs and went out and got the job done. I look forward to working with you again!
Korry Dickout
Korry Dickout
November 2020
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In a world full of stress and uncertainty, renewing your mortgage can certainly add to the mix. Mortgage Winners was a big source of relief. Thanks Mortgage Winners for all your help and professionalism.
Sunny Sanghera
Sunny Sanghera
November 2020
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Gagan and the Mortgage Winners team is knowledgeable, reliable and responsive throughout the financing process. I can truly say that no other mortgage professional or team of professionals in prior dealings have been as easy to work.
Scotty H
Scotty H
June 2020
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Our experiences with both Gagan and Julia were always nothing short of fantastic! Their consistent display of professionalism, efficiency, competence and expertise were evident in every interaction.
Bob Hamilton
Bob Hamilton
June 2020
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We are now happily living in our new home, and are happy to give a very big thumbs up to Mortgage Winners in helping to get us here. We highly recommend you contact them for your mortage needs.
Mike Marchessault
Mike Marchessault
October 2019
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When it came time to roll my debt into my mortgage Julia worked directly with the lenders and gave me clear instructions of what I needed to do.
christian hernandez
christian hernandez
August 2019
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I would highly recommend them for their no stress approach, expertise and willingness to go above and beyond. Thanks Gagan & team.
Catia Silva
Catia Silva
July 2019
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Loved working with Gagan and his team. Very helpful and answered any questions/concerns we had along the way. Will definitely recommend them to future clients.
Ravinder Singh
Ravinder Singh
July 2019
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If you're looking for a mortgage broker that cares this is the place for you. Gagan was nothing but helpful when we were getting a mortgage for our new home. He's also bee a great help after we got the mortgage.
Kathleen Bernardo
Kathleen Bernardo
January 2019
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Mortgage Winners will always be my go-to when it comes to financial/mortgage needs. For clients like us who knows very little about this industry, we feel confident working with Julia and Gagan.
TyTy C Channel
TyTy C Channel
January 2019
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Mortgage Winners made our financial institution change when renewing our mortgage a breeze! Staff is extremely helpful and knowledgeable. I highly recommend picking them to be your Broker!
Philip Martin
Philip Martin
January 2019
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Gagan and Julia were extremely professional and dedicated to my mortgage needs. Questions and concerns were addressed promptly in an easy to understand format any audience will appreciate.
Julieth Romero-Oran
Julieth Romero-Oran
January 2019
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I went looking online for mortgage brokers and found this company , they are super friendly and so helpful! Our mortgage felt so easy because of them!
Antonette Guerrero
Antonette Guerrero
May 2018
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Great experience, great service. I've had a hard time finding the right mortgage broker and went through several, before meeting with Gagan. I highly recommend seeing Gagan, or any member of Mortgage Winners.
Lindsay Walls
Lindsay Walls
August 2017
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Gagan is easily the most hands on mortgage specialist I have ever met. He not only offers clients amazing service and competitive rates. Many many thanks Gagan for a job well done!
Varun Rihal
Varun Rihal
July 2017
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Thanks to their advice, I locked in a fixed rate before the interest rate increase in July '17.. would definitely recommend at least a consultation if you're buying.
Kathie Bowler
Kathie Bowler
November 2016
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I had an really good experience. Gagan Gahunia is very professional and knowledgeable. It can be a very stressful time but he made it very relaxing. I have and will continue to refer him to anyone I know. thanks so much for all you did.
Bryan Ferreira
Bryan Ferreira
June 2016
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After a great experience of my own, I often refer Gagan and Mortgage Winners to friends and the feedback is always very positive.
Ian Newman
Ian Newman
June 2016
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I am a financial advisor and work with many brokers on a daily basis and would highly recommend Gagan and mortgage winners to clients and family members alike.
Sim Bains
Sim Bains
March 2016
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My overall experience with Mortgage Winners was fantastic! They took the time to ask questions and helped me plan a mortgage option that I felt completely comfortable with.
Derek Lee
Derek Lee
May 2022
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Virginia and Julia were fantastic throughout the process; Made the mortgage experience very easy. I would highly recommend Mortgage Winners for new and experienced home buyers!
Jamie Presto
Jamie Presto
February 2023
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Mortgage Winners was exactly what we needed when my fiance and I were looking for our first home. Julia, Virginia, and Gagan are the best team out there. They were so attentive to our needs, and were always so quick to respond and answer any of our questions. We cannot recommend Mortgage Winners enough to everyone! We would not have the joy of being in our first home without the help of Julia, Virginia, and Gagan. Thank you !