Mortgage Winners helps you find the right mortgage for your financial goals.

Our mortgage specialists will work closely with you to find the mortgage product that perfectly balances your current finances and long-term goals, so you can feel confident in your strategy.

Find out how much you can save with Mortgage Winners.

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We highly recommend reaching out to Mortgage Winners to discuss your mortgage needs. With their flexibility, competitive rates and excellent customer service, you won’t be disappointed.

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Top Lenders

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Your Mortgage Experts

We have smart solutions for buyers at every stage of life

first time buyers
first time buyers

We help you explore your mortgage options, and make the whole process simple and stress-free. Our trusted team is ready to guide you through this exciting new chapter.

mortgage refinancing
mortgage refinancing

Whether you want to increase cash flow, save on interest, lower payments or acquire an investment property, we help you restructure your mortgage to align with your goals.

Mortgage Renewals
Mortgage Renewals

Mortgage renewal doesn’t have to be stressful. Our team will review your financial strategy to ensure your mortgage gives you the best deal while meeting your current needs.

Mortgage Renewals
private mortgages

If you have trouble qualifying for a traditional mortgage, a private mortgage may be a good option. Our experienced team knows the ins and outs of private mortgages and is here to help you secure the best possible loan.

Second Mortgages
second mortgages

When you need cash flow, your home equity can be a valuable asset. Our team of experienced mortgage brokers is here to help you explore your second mortgage options.

lines of credit
lines of credit

A line of credit is a valuable tool for managing the unexpected, now and in retirement. Our knowledgeable team can walk you through securing a line of credit with the best possible terms.

Manulife One Solution

An all-in-one mortgage and banking product

As a Manulife Top Professional, we can show you how combining your mortgage, income, savings and debts in a Manulife One account could save you thousands of dollars.

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Specifically for Where You Are in Life and Where You Want to Be

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Mortgage Savings Guide

Insider tips to avoid paying hefty mortgage fees

Our mortgage brokers share expert advice on how you can save tens of thousands of dollars in fees and penalties over the life of your mortgage.

Building Mortgage Solutions

We Work with Every Major Lender in Canada

Manulife
Scotiabank
CIBC
BMO
RCB Royal Bank
CMLS
Desjardins Financial
Equitable Bank
First National
MCAP
RMG Mortgages

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Stay Informed with the Latest News in the Lending Industry

CMHC Criteria Changes

The COVID-19 pandemic is affecting all sectors of Canada’s economy, including housing. Job losses, business closures and a drop in immigration are adversely impacting Canada’s housing markets, and CMHC foresees a 9% to 18% decrease in house prices over the next 12 months. In

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Winning Reviews

What our Clients are Saying on Google

Bob Hamilton
Bob Hamilton
June 2020
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We are now happily living in our new home, and are happy to give a very big thumbs up to Mortgage Winners in helping to get us here. We highly recommend you contact them for your mortage needs.
Mike Marchessault
Mike Marchessault
November 2019
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When it came time to roll my debt into my mortgage Julia worked directly with the lenders and gave me clear instructions of what I needed to do.
Catia Silva
Catia Silva
October 2019
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Loved working with Gagan and his team. Very helpful and answered any questions/concerns we had along the way. Will definitely recommend them to future clients.
christian hernandez
christian hernandez
October 2019
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I would highly recommend them for their no stress approach, expertise and willingness to go above and beyond. Thanks Gagan & team.
TyTy C Channel
TyTy C Channel
September 2019
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Mortgage Winners made our financial institution change when renewing our mortgage a breeze! Staff is extremely helpful and knowledgeable. I highly recommend picking them to be your Broker!
Ravinder Singh
Ravinder Singh
September 2019
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If you're looking for a mortgage broker that cares this is the place for you. Gagan was nothing but helpful when we were getting a mortgage for our new home. He's also bee a great help after we got the mortgage.
Julieth Romero-Oran
Julieth Romero-Oran
August 2019
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I went looking online for mortgage brokers and found this company , they are super friendly and so helpful! Our mortgage felt so easy because of them!
Kathleen Bernardo
Kathleen Bernardo
August 2019
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Mortgage Winners will always be my go-to when it comes to financial/mortgage needs. For clients like us who knows very little about this industry, we feel confident working with Julia and Gagan.
Sim Bains
Sim Bains
September 2016
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My overall experience with Mortgage Winners was fantastic! They took the time to ask questions and helped me plan a mortgage option that I felt completely comfortable with.
Philip Martin
Philip Martin
July 2019
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Gagan and Julia were extremely professional and dedicated to my mortgage needs. Questions and concerns were addressed promptly in an easy to understand format any audience will appreciate.

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