If you’re a first time home buyer and you need some help funding your down payment for your mortgage, using your RRSP is a convenient way to do that. The Home Buyers’ Plan allows you to withdraw funds from your RRSP before retirement so that you can purchase that dream home!
While the most common amortization period is 25 years, shorter and longer periods are available. Choosing the length of your amortization period will depend on a variety of factors that you will want to consider. While choosing a shorter period is tempting in order to pay off your mortgage faster,
I know it sounds crazy, but owning a home is a lot like being in a relationship. Sometimes you love your home, and other times you want to sell it and never look back. In the end though, it’s your home, and while you may look at other homes and
We all slip up sometimes, so don’t worry if you’ve done any of the following. Nobody’s perfect! A low credit score isn’t the end of the world. You can always work out a plan to bring your credit score back up; it’s never too late! So, for now, let’s take
Picture this; you find your dream home that has everything you ever wanted. You are happy with the hardwood floors, the beautifully finished basement, and the strikingly landscaped backyard. There’s only one thing that’s really bothering you. That darn vomit green colour themed kitchen keeps you awake at night. Tossing
You don’t have to break the bank and opt for spending thousands of dollars on home renovations. So, unless you’ve just won that 1.5 billion dollar Powerball jackpot, keep reading for easy and inexpensive ways that make a big impact on your home’s appearance. Get Rid of Clutter. While this
As we move ahead into 2016, you might be considering ways to rejuvenate and refresh certain aspects of your life. You might have already set up some resolutions, like losing those extra twenty pounds that have dominated your love handles, or just learning how to be a more positive person in
What is this highly valuable asset? Its own people. Says Morgan Fraud, the author of The Thinking Corporation, “Given that we are all capable of contributing new ideas, the question becomes how do you successfully generate, capture, process and implement ideas?”
While you can definitely sell your home at any time of the year, there are optimal times if you want a smooth selling experience. We know you think it might be a good idea to sell your home during the winter because there isn’t much competition, but there are a
With winter on its way, maybe you’re wondering how to get your home winterized! We realize this is a daunting task that you may want to avoid altogether, but luckily for you, we have carefully constructed the most essential steps. 1) Reverse Ceiling Fans Run your ceiling fans on low
